IDENTITY WATCH

You subscribe to a premium identity monitoring service. Every movement of your credentials now triggers a real-time alert.

A few days later, you receive a notification—someone is attempting to create a synthetic identity using fragments of your data.

"Your name. Their scam."

What do you do next?

1. Help your family freeze their credit as well.
2. File a full identity theft report with the FTC.
3. Lock down your healthcare and insurance accounts.